Hi,
If the Balance was 1 BTC I would only allot 0.25 BTC for investment. Then I would apportion it into different investments.
For example if I was to lend out my Bitcoin I would research the different services available and further divide the amount of Bitcoin into multiple services and diversify again at minimal amounts to borrowers to minimize risk.
I do not mean the entire 0.25 BTC.
1 BTC > 0.25 BTC > What would you do? (Lending, etc.) > Diversify > Diversify and Minimize.
Diversification is a good idea. But like lending, at first you are not familiar with it. You could put small amount like 0.1 BTC to try until you learn the mechanics of picking up the collaterals and spotting the potential scammers. It is same for others areas as well. Until you are confident in that area, then you could put more funds to there.