why?
Because it will help production companies to create more/better goods and services that are required by a growing population and/or more competitive business landscape. Already sparred on the subject. Are you asking this because you think growth is bad?
He asked it to make you rethink your perspectives. Your understanding of the role of credit is somewhat skewed. Not really wrong, but disconnected. It's not credit or liquidity that leads to the outcome that you seem to believe above, it's reallocation of real capital that
can occur using credit as a tool. This is not a certain outcome, as it's subject to the errors of investment and adds another; namely the possibility of mis-allocation of capital. If you want to understand why bitcoin is the way it is, one must understand Austrian Economic theory. If Austrian Economic theory is wrong, Bitcoin will fail. If Austrian Economic theory is correct (or more accurate than other theories) Bitcoin will persist and likely continue to grow. Even that isn't certain.