Yes, it's been asked few times, but cmon, one is never so sure, I mean, giving them credentials to my bank account ? the hell is up with that? I'm pretty much fine with giving them the photocopy of my ID but that bank shit is kinda suspicious, is there someone who used them to get a loan without any problems and gave them all the info they needed? should I trust them?
Let me clarify a bit about the bank login. For one, this is not mandatory you have right to not connect these if youd rather not. This connection isnt giving us your credentials, its verifying that you do indeed possess a bank account. Almost like a deposit where you have to enter the amounts, this is practically the same method.
We have many, many borrowers that have used these connections without any issues. However, bear in mind that there are many other connections you can provide before going with the banking side. If you didnt feel comfortable there, try some of the other verifications first. Hope this helps.