its put me off ill stick with mastercard no incentive
Not sure what you're talking about. The BTC price is so high right now, even old hardware like S1 is being profitable again, even in the US with their High electricity cost.
I recommend you redo your math. Right now, it is crazy lucrative to mine.
What you're asking can't happen for so many reason, but i'll name one reason; Because its working just fine.