Lets say you won the lottery..
You've just received a million dollars and are ready to do something with your new found money.
You have no CC debt to pay off and have an average mortgage for a working class citizen - maybe you have around $150,000 left to pay off for your house.
You're free to spend as you wish. And invest if you wish.
Would you buy a heap load of bitcoin to sit on?
If so.. how much?
Well, right now I can buy 2,260 BTC and I would definitely do it. It's pity that I didn't win "a million dollars" several months ago though. I could have bouht much more Bitcoins with that money then. )