One more vote for Investing, if you save money you are stuck there(still not bad) but let's work something and invest, i suggest in bitcoin or in Etherum as the price is cheap now.
Bitcoin is really cheap so far. Also if you are interested iam available via pm for interesting options to invest your money greatfully.
I also invest much.. Its simply demands on the fact that you get your Money back

So dont maybe use investments like btcjam or bitbond.
Hope i could help u

regards
lama-hunter