Does this look like possibly the most obvious scam on BTCJam ever?

https://btcjam.com/listings/377

#1 If you are getting gold that cheap its because its stolen

#2 the Borrower is the only person who has rated most of his investors (SHELL ACCOUNTS???)

#3 2.2% for such a large principal seems like just the right amount to pull in investors and low enough so that if he IS partially funding his loan with his own shell accounts, he wont be losing more than he can potentially steal from unwitting investors.