There are a lot of people out there who are more than capable of making judgements for themselves about which investments are a stupid idea or not, usually the people who fall for these cons are relatively small in number but they noise they make about it make it seem like it's a huge deal, if you ever want to know how to deal with scams etc. you should probably play EVE Online for a bit, it will take you ten minutes looking at the market places etc. carefully to realise who are the scammers and who are the honest traders.
Then you get to the point where you have an anthropomorphic fox with a huge erection on your coffee table and when someone says, "Ew gross!" they scream that they're being persecuted because someone rightfully made fun of them.
Well with the it's 'wrong' to have that sort of fetish situation there are people who argue that it's morally wrong to be gay yet there are people out there who think it's perfectly normal and that number is growing, seriously why don't you go and read back your post? You just claimed it's somehow right to go ahead and make fun of people yet you wonder why people get so pissed off about it? As far as I'm concerned as long as they aren't hurting anybody they have every right to do what they want, if you find it abnormal then don't bother them, it is actually pretty simple to deal with, no one is exactly forcing you to deal with this yet you've decided to come on this thread specifically to have a bitch fest about it and target the people you don't like.
Also putting faith in the opinion of people who majored in finance, who are bankers and brokers is the most laughable thing I've ever heard of since a lot of them will almost certainly be Neo-Keynesians and Keynesian economics seems to me to be more of a religion than anything involving logic, mathematics or even common sense so I'm afraid you're going to get mocked for that one.