Ive been reading a lot over the past year about the different coins and their uses. From a person who has no IT background I find the process of using, buying, spending, trading, and just understanding the entire crypto world complicated. Why so many different coins? Why not just use fiat currency? What is the benefit? Why 100 different wallets? Why a transaction takes so long? What about security, ponzi, and theft?  I just read about Decred. Too complicated for me to fully understand.

In my opinion before the average person decides to entire the crypto coin world things must be made simpler.

Just my opinion and I hope that its not just me. Does anyone have any Idea when things might change?