someone might, its like $3 what do you want for collateral, a cup of starbucks?
Right now you literally are begging for a cup of Starbucks. Well, I don't mind giving you the loan if you offer me your kidneys as collateral. I know it's not worth $3 but that's all you have which has some resale value.
Damn it kidneys as collateral ? His kidneys may be (is) 500% or even more than loan amount.
The man will never give his kidneys as collateral I guess