Loan Amount:  .44 BTC (Loan amount subject to go down as I earn from signature and other faucets around)
Duration:  21 Days or Earlier
Reasoning:  Coding/Web Design
Interest: .05 (Payback of .49 BTC)
Collateral:  ?? Tell me what I need

I am not sure what to put up for collateral.  I have a few member accounts on here, but I do not think they would be worth that much and I am unfamiliar with what I can use for collateral worth this much of a loan.  I can transfer funds from my bank account, but it would take longer than needed in order for me to pay before my discount payment period offer is up.  The amount I owe for the final work is .90 BTC, but if I make payment before the 31st, I will save 50%.  No dire need, just was looking to save a few dollars and was not prepared for the discounted early payment.  If by chance someone would do this loan without collateral, (Long Show, but worth a try) I can repay .013 back per day towards the .49 balance and then the remaining balance on the 21st day.

Let me know what you guys think.