Ok, now the dev says that if I want to make early payment I need to pay extra 0.05 BTC, where was it mentioned before.
Dev,
you send my collateral BNT first to my account, so that I can dump at a reasonable rate now. By the time you unload your premine, this coin will become worthless. If I don't get my BNT within the next 2hrs, you can say good bye to your 0.2 BTC.
We are willing to accept all repayments, but based on agreed upon terms. If you wish to break the agreement by repaying early, you will be charged an early repayment fee of 0.005 BTC
The Bantam Project reserves it's right to absorb all BNT pledged as collateral into the Bantam Reserve should a borrower default. Which we are happy to do