Fantastic article, Chase. We all take chances with our finances everyday of the week and not knowing it. Each day, not spending or investing smartly is a loss of value much more noticeable later part in life.
Immersed in countless hours of research as part of my book project I constantly questioned why some people or even companies are doing so much better than other.  

I just wrote this today:

"Human beings, ranked in the highest order within the animal kingdom, are gifted with a powerful capability and urge to combine their efforts and strength in organized groups, thereby developing ingenious ways and complex technology in the utilization of resources from their environment for the accomplishment of a wide variety of collective, as well as individual goals. As a whole our combined efforts, through serving in organizations, have been extremely successful in bringing civilization to what we know as the modern world today. They have constantly made progress in many material things which they seek to achieve, such as better standard of living, growth in their companies, and improved technologies. But both as an individual, as a group, and as a company, some have done significant better than others."

Why? Perhaps it has a lot to do with the way we take chances, our ability to work as a team in the most productive ways to attain common goals, and the utilization of resources available to us. And much more, of course. I thought the timing of Chase article was an interesting coincident. Great job, Chase.