I refuse to take out a loan for this.
I can afford 0.4 per week. I will try to pay more if money comes available from liquidating certain assets but that is the best I can do at this time.
If everyone thinks this is unacceptable then go ahead and dox me. I am already trying my best.
I am just saying getting a loan is in your own personal best interest whether you realize it or not. That $12k could easily become $50k, then what are you going to do? Then they really will take everything you own. Don't let this relatively minor fuck up become a life mistake.