I'm a student so I have no idea what to put for collateral. I only have psn, a game account that isn't worth much. Emails. Etc. just stuff a student has. Don't judge me and call this a scam based off your own biased opinion. What about xbox live membership trial codes? I have a month's worth which is two codes.
If you have anything then sell it and get the money
No one in this world gives loan without collateral unless the borrower is trusted for the lender (relatives or friends).
So even if you dont have plan to scam (0.001% chances) we still believe you are here to scam because of a No collateral loan