>all the financial products can be regarded as Beanie Babies for majority of the investors
No. Most ponzi schemes, most in-game currencies, but not most financial products.
Start learning about financial products here.
>many home miners have large advantage against industry miners, since they might have free electricity
No, there's no such thing as "free electricity," someone (your parents, your landlord, your school) is paying for it. Treating it as "free" is not much different than taking "free money" mom & dad leave unattended around the house.
I really don't see any difference in most of the financial products, it is all pump and dump unless participants can make the products by themselves. And the master of all pump and dump scheme is fiat money, it has been tried for over 300 years since John Law's first version of fiat money, so the degree of masking is enough high to blind majority of the people
Many apartment rents include electricity cost, of course you can not run large scale operation, but that's how decentralized mining should work. In future when chip technology has reached its end due to processing nodes limitation, home miner can survive long term wise since they have their electricity cost included in the rent, or they use the miner as a heater thus use the heating cost to do bitcoin mining. Of course this will reduce the bitcoin production cost and cause more miners to sell their coins, but that's another topic
>I really don't see any difference in most of the financial products
That's because a nod is as good as a wink to a blind horse. If you're unwilling to learn, you'll have to take that on trust. Same goes for fiat money. It may not be something you understand, though not everything that you don't understand is a scam.
>electricity cost included in the rent
This doesn't mean that it's free electricity & you're free to run a cable to the aluminum smelter next door and make a killing.
If not obvious, you should also buy your own toilet paper, instead of taking rolls from restaurant bathrooms "because it's free." Same for sugar, salt, pepper, and napkins.
I have an economy degree but I think all those things on books are just to mask the truth. If you try to understand the financial system from those books, you will be more confusing than average Joe. Try to become a miner and see through the money creator's view