Any suggestions on the proceeding? (Australia)

- If you don't like fiat money to store value, you can use securities backed by gold. At least gold certificate is easy to buy here in China, i.e. you have certain amount of gold; the bank holds it for you. Although you cannot buy things with gold certificates, you can easily convert gold certificates to cash and back. There is no storage fee (you can take the gold physically home if you own more than 1 kilo) and the exchange fee isn't too much (my impression is 2.8%, I could be wrong but not too wrong). Besides, banks here competes fiercely for customer to purchase gold, some bank even do it for free for new customers (there is such an ad right before my window). I feel in other places in the world gold certificates are not hard to buy neither.

I am from desert area of China. In school days I used to defend myself with a pen kinfe. I fought my way to Beijing and survived, although my citizenship remains provincial I consider myself lucky. My friend briefly jailed for trying to report the event of Q-i-a-n-Y-u-n-h-u-i. Married raising a kid without own house, I actuallly learned my English from reading Shakespeare and Tennyson. I never had a chance to go to an English speaking country, twice I was denied of visa for flight risk, such is how western system of law and personal freedom entrusts me. Why do I mention this? Our world is different. The opulence the west enjoys, we work hard to gain equal footing. From grass root I know survival and I know it is not easy here.