You have not lost anything. The swaps for exchanges is complete yes.
But we still need to get the Escrow to swap the remainder of the old drz out there. This date should be in the next few days.
and it says that we can run the v2.4 and v3 wallets at the same time.
Yes you can run both at the same time but your wallet.dat will not work with the New DRZ Chain. Hence the swap
NOBODY WILL LOSE ANY COINS. Unless you have deleted your wallet.dat