Hearn simply does not understand bitcoin.
He thinks it is suppose to be Paypal with super fast transactions.
What's do you mean?
Hearn and Gavin want Bitcon to scale on the main chain,
which is a no-brainer good idea.
It's Greg Maxwell/Blockstream that
want Bitcoin to be a settlement layer.
You are correct about Hearn , but his opinion isn't even worthy of my contempt as he is a proven liar and has betrayed Bitcoin for the banks.
You are incorrect with regards to Gavin as he supports a settlement layer along with most of the 45 Core developers .
http://gavinandresen.ninja/it-must-be-done-but-is-not-a-panaceaIn fact he claims they are essential -
The layer 2 services that are being built on top of the blockchain are absolutely necessary to get nearly instant real-time payments, micropayments and high volume machine-to-machine payments, to pick just three examples.
Why are you spreading misinformation? Repent!

Gavin still wants main chain scaling, that was the whole Bip 101 idea.
to quote Mike... and the market apparently agrees.