First of all we are not heading towards a global crisis. The mistakes of 2009 will never be repeated since we have new laws in place to prevent that from happening. Rather this is a time of declining markets, it is in fact a good time to buy stocks because of the dropping price. This market low will definitely rise back up. In 2009 many stocks crashed, that is when I purchased 1000s of shares for cheap prices I then sold them for a pretty penny in 2014.