Wow,
Danny felt the OP was incredibly hostile, but has dealt with him in a humorous way, imparting valuable advice. And he was treated with no respect. As the OP seems to feel he's done nothing wrong, I've found the most useful part of this thread is the link to
https://bitcointalk.org/index.php?action=ignore;u=73394;topic=127860;msg=1358938 !
If I was a BitInstant rep, I'd refund the OP's money and tell him he's no longer welcome as a customer.