I got it from the shop. And, like some guys told me on here when I asked that same question that it is really up to you whether you think it is worth it or not.

I personally like the PACMiC v2 contract because I didn't purchase them expecting too much. Just small interest (14% really isn't small when compared to a bank)on some bitcoin holdings.  And, with bitcoin prices looking a little healthier recently I have no problem leaving the auto-buy feature enabled which prolongs my principal payback, but allows it to grow slightly more.