All I see is a question which you've not yet answered. As I said I know nothing about the situation and I'd like to know.
I see two arguments from you, both strongly implying that BitFloor is wrong and Gornick the mighty internet lawyer has a case:
If Stephen Gornick has currency with you and now cannot access it, what does it matter if that currency was btc or fiat?
Isn't there some sort of moral imperative to make good?
It doesn't matter if you phrase your points in the form of "
mere" questions and are too dishonest to be upfront about your POV.
"Merely" is one of the most overused, obvious weasel words in the English language. People who use it to poorly disguise obvious aggression sicken me.