Well, is there a better way to regulate this?
I don't have any good ideas on how to regulate something like this so that's why I opened the thread - also to give a heads up to loaners that they should be more wary with their trust distribution.
I have come over the point that there should be a loan request limitation per week/month per user(whichever suitable)[like a user say X can only request for loan twice a week]
-snip-
I really doubt the forum would make a rule regarding something like that. For that to happen, all the lenders would have to come to a censuses. Some people will also request loans via PM.