I was depressed and lonely for a long time when my mum died but now I try and help people get through there problems and see the light at the other side, so if anyone is feeling down I don't mind cheering you up, I know what it's like to have no purpose for life xx
1) Are you just trolling around or do you really hope someone could send you 0.4 btc ? Or are you offering 0.4 btc to the depressed and lonely people ? I'm not even sure about what you expect us to say or to do... But what I'm 100% sure is the fact you will get red trust really really fast.
2) No collateral no loan.
3) This is really a weird post.