In short: You can choose whether to send RBF, you can choose whether to mine RBF, but you cannot choose whether you receive it or not. "RBF is sort of like writing a paper check, but filling in the recipient's name and the amount in pencil so you can erase it later and change it." - /u/rowdy_beaver (self.btc).
RBF could have the potential to completely destroy 0-conf transactions widely & successfully used today.