Why don't you just pay back the people you owe $125 a month divided among them. The $125 a month is how you want to pay back this 100BTC loan correct? 10.5 BTC a month, approx $125.
I know i could do $125 and split it among who i owe, but i just thought by getting a 100 BTC loan i could pay the people i owe for a while now and i wouldnt have to pay alot of people, i just would need to pay one person.