I suppose I do not really see a way to live joblessly right now even if I wanted to, unless I wanted my family to be homeless. So it's not really an option.
Regardless, I know that I live much happier when I am not financially stressed. I also know that if I lived for today instead of tomorrow, I might enjoy it for a little bit, but then have to pay for it tenfold down the road. Been there, done that already. Now, I am focused on financial freedom. Paying off my remaining debts as quickly as possible, saving money into investments, etc. If I decided to enjoy myself "in my prime", I would very quickly imprison myself to working until whatever age at which social security would kick in. Instead, I am using my prime to provide for my family and better myself in terms of employability by gaining experience, as well as continuing to set myself up for an early retirement and living stress-free with regards to my finances.
I am very happy with this choice. I can see that you do not share the same sentiment, which is fine. Some people like to live for today without regards for tomorrow, and I suppose they will be the ones still working a minimum wage job when they are 70 years old, waiting for the social security to finally kick in.
I see your point. But I also see how huge is money impact for you. You seem to be in a financial distress very deeply like most of the "normal" people. It also looks like you are not planning to change your values in a near future (money). It was your choice to take a mortgage, to have things, that you cannot afford now. Instead building it step by step, you have chosen to have it now, but pay higher price and have greater financial distress and liabilities.
Of course no one can blame people who have to obey the law and current financial system. You can't buy a house for your family by saving money in a pocket. But it is wrong system, that you have to take loan and then be full time slave for decades until you pay off and get a retirement.
I thought the main idea of Bitcoin, was at least partially to escape current monetary system based on DEBT. But it is also important to notice that only people can change this. Bitcoin itself won't bring any fair system, if majority of users base their values on current "wrong" financial system.
Actually I support Dank opinion that current financial system is going to collapse anytime soon if people change their way of thinking and understanding "money and debt".