Remember the early days of NXT on Bitcointalk? So many technical, complex issues discussed by the community and hardly anyone talking about price. It's an amazing piece of work. I thought IOTA would be like that, but a lot of people here are too interested in a quick ROI for having done nothing but participate in the sale.
I do remember, this is because of the way the devs decided to communicate with us, using closed community chat (Ryver), nothing I'm interested in.
I'm ready to help, to run multiple nodes, but I want publicly accessible information to development status, open discussion and signed releases, when this happens I will gladly participate.
I'm fine with postponing the release if it means that the platform will be better, anyone who ever developed something will understand that.
As for the decision how the accounts should work - I'd say go with what's more secure.