Wrong title!
What the big banks are creating is not a BTC alternative, nor is it against BTC at all. BTC is a cryptocurrency with an open public ledger. The big banks are creating a large distributed record book, but it won't be public (it's only for big banks), and it won't be associated with a cryptocurrency.
I like it. The big banks are doing their thing, and they don't mess around with BTC.
I agree, as long as the banks do their own thing, and are not interested in doing anything to Bitcoin, it is fine by me.
the thing I don't like about them building a public ledger is that it may make it so that neighbors compare bank accounts too much, and could lead to more robberies or other similar crime in the future.
I'm sure they could probably find a way around that, but it just seems a bit too good to be true, and would probably work fairly poorly in reality.
The only thing that is worrying me is that it might put btc against the wall...
Banks are clearly capable of saying that it's "exactly like btc, but has banks only can check the ledger it won't be used by terrorists" and that it will help laws pass against btc :/