This doesnt make sense at all. If you are gambling then you should only gamble with what you can afford to lose. If fortunejack refunds you then they will need to refunds everyone that lose as well, that totally doesnt make sense at all. Their rebates term has clearly been stated that you need to be the top 3 within one week, it is your fault for not reading
Who said anything about gambling with money I couldn't afford to lose?
You are the one not making sense.
Like I said, they could have a rebate promotion for everyone if they wanted -all they need is for it to increase their overall volume of bets by 10-15% for it to be profitable in the short term, and much less than that with player retention.
4grinz offers 10% rebate on weekly losses every single week for every bet. Think about it, maybe it will start to make sense eventually for you.