Its kind of the takes money to make money saying. You can always leverage 3x what you have on bitfinex but with only .01 that's still not much on your goal to 1BTC. Maybe you could sell things for bitcoin? Then you can generate income in bitcoin for things you buy with your currency or make and you get to "buy" bitcoin every time you ship an item if you charge the buyer shipping in BTC and you pay your P.O. in fiat.