http://www.latimes.com/business/la-fi-post-office-banking-20160102-story.html

"We can have our Postal Service provide modest banking to low-income people where they can cash their checks and they can do banking,' Sanders said. "I think it will help the post office and it will help millions of low-income people.'"

Or...you could just switch to a decentralized currency and start your own bank.  #duh