Will it be possible for a US citizen to open an account and use direct deposit to buy bitcoins?
Congratulations. Sounds amazing.
To use the services mentioned, debit card etc, do I have to live in the EU, or France, or is it available to everyone?
We won't have limitations regarding the citizenship of our clients.
He asked because the U.S. certainly does place requirements (on banks) for its citizens getting foreign accounts. Mostly it involves getting copies of copious identity documentation and reporting end-of-year summaries to the IRS (U.S.'s tax collection agency). Are you in compliance with these laws specific to U.S. citizens?
They'll be running under the French & EU banking regulations - so the EU/US agreements will be applicable.
According to the IRS website & the US FATCA (ironically apt consdiering :p):
The Treasury Department has already concluded a bilateral agreement with the United Kingdom. Additional jurisdictions with which Treasury is in the process of finalizing an intergovernmental agreement and with which Treasury hopes to conclude negotiations by year end include: France, Germany, Italy, Spain, Japan, Switzerland, Canada, Denmark, Finland, Guernsey, Ireland, Isle of Man, Jersey, Mexico, the Netherlands, and Norway.