Invested .5BTC after using them for 1 year and in that time frame, i was able to profit around .08BTC. It is a wonderful experience for me because i only had to do was click here and there and to my excitement, i decided to loan some 2 people with good feedbacks and reputation both had A+ ratings.
After 1 month no payment received at the scheduled date and also for the next coming months.
wasted my hard earned money and profit which i had to wait for 1 fucking year.
I really recommend btc-jam if you want to throw away your money.