People's choice  

It's simple, if it is a complex and no-one-can-understand scheme supported by a large group of decision makers, then it is definitely centralized decision making. But if it is a 1+1=2 like simple and easy-to-reach-consensus scheme supported by a large group of decision makers, then it is just they align with major consensus

If you start to use QE/FRB like terms like SW, LN, SC, then you are getting more and more close to Federal Reserve way of working, trying to confuse people with strange terms so that they don't understand what is going on