And when your medical insurance isn't paid, should the chemo treatment be suspended as well?
You are changing the subject and attempting to make this about personal responsibility.
I'm not changing the subject. I directly answered your statements, except for the medical aspect.
In the event of medical example you describe, what do insurance companies do now?
I personally do not know. Do they cut you off from finishing the treatment or do they follow through?
I think normally your treatment would not be completed.
There may be certain human and medical rights, depending on the country, that override the insurance company,
but that is unknown to me.