Just to provide an update regarding the odd conversion from XX -> GIP -> EUR:
I got in contact with the PayPal support and they changed the target currency in their system to EUR, so every purchase made via PayPal is going to be pulled in EUR.
can you please mention which site you're using so far that can accept this xapo debit card because i'm currently using ecoin and some site doesn't seems work while i'm trying to make a purchase on their merchant so i think xapo debit card will gimme different advantages
Almost all purchases I made were through PayPal, and for what it's worth: the other pure card purchases went through without issues.