Crypto hippies with their head in the clouds that don't know about finance, economics etc. That assertion relies on FIAT vanishing. As long as FIAT exists Banks will exist. Fiat is not going anywhere ! Maybe in 50 or a 100 years but now that is so far off it doesn't even matter. We might as well be talking about teleportation & flying cars. Many people don't even have a bank account.. or a Computer or cell phone. I hate to break it to you 1st world problem guys but the reality is much of the world is poor and will never ever have the reasonable means to use electronic devices that Bitcoin relies on. And there is no way a digital currency that relies on the Internet being up and powered with electricity 24/7 forever can replace REAL tangible hold in your hand currency. Banks exist to "handle" money ..real money ! REAL Money is not going anywhere. You people are delusional cheerleaders.