What prompted you to ask that?  If you must know, I have bad credit in the real world but one of the things I love about the way this BTC community is built is its WOP system which gives anyone the opportunity to rebuild 'Trust' where credit may be lacking. 

Yes, it is why I asked for 1BTC or PPUSD equivalent...I know a nice guy who will swap at spot even that little amount for PPUSD.  Knowing that this community is 'richer' in BTC, it is easier to get BTC first.