Of the three, Bill Gates wasn't so broke.  Mom sat on the board of IBM, and his parents were worth about 200 million I believe.

And none of these three had any credibility until they actually delivered products.  Which is exactly the path to success we are focused on.

BTW, I have little knowledge of RAD, though I briefly looked through their documentation.  We are in a technological adoption phase, and there is plenty of room for many parties to succeed.  I have been the starving graduate student starting a tech company, and it is a great deal of fun, but comes with huge amounts of risk.   As does any startup, Factom included.  So I wish our friends at RAD the best.

Paul Snow