I have recently been given neutral trust rom Lutpin and negative trust from another user (who appears to be some sort of apprentice as he has positive trust from LutPin but has been moved out of Default Trust).

I had no idea that I couldn't make my own judgement to decide what to request when offering a loan. That (by the way) was only worth $5, so if I feed the scammer I haven't really lost anything and I already have his account held in collaterall.

Does anyone else think these people have given me negative trust for an insufficiant reason. (the lender is left to decide what they accept as "valid collaterall" (hence why it is left unexplained intentionally in the lending rules)).