I'm in New York and essentially I do arbitrage with BTC, which obviously calls for some flow but limited number of ways I can do it without running out to the bank since my starting capital wasn't anyting significant, and have affiliate work which sometimes calls for almost micropayments. Coinbase was an ass to me for a bit but Circle is very friendly and responsive if you show the same degree of openness to them I find. Actually, as soon as I got my EIN everyone chilled out. Last time I had a hold on my account it was resolved in 2 hours, and always feel free to call, I always call because well, my livelihood depends a lot on timing. i hate to bug people on the phone but hey, my money my time, and you should consider doing that.