Not to brag but my spidey-sense is f*cking awesome, knew something would go wrong in this trade. I'm inclined towards deluxe being the shady one here though.
gee, thanks.
Well take a look at it like this
1) You ask for a loan which seems more like an account sale
2) You start selling something for BTC
3) Now you suddenly see you do have the BTC and decide not to take a loan
4) You deal with a newbie , with a reversible method of payment
5) Sudden problems on your end, because the newb apparently f*cked up