I need a BTC10 loan. I want to use the money to drink large volumes of champagne, I don't have collateral but my mates call me 'honest Joe'. I will promise to pay you back when Halley's Comet returns.
I doubt he understands what Halley's comet is ,for manyproos halley's comet is a round big ball of gas which surrounds the earth and is seen every 72 hours (in random cases in every 72 years).You should take a risk and give the best of your pro lending service to this costumer in filling the loan.