That's what I thought. Everyone is going to spot read what I wrote and simplify it. Read the last part. My argument is NOT about the internet service alone.

Let me spell it out...

Getting and using the internet is just the first step in a several year long process. Those that had AOL dial up in 1995, started using online banking in 2000. If they didn't get internet access until 2000, then they didn't start online banking until 2005. Do I need to continue?

The internet access was only one part of the delay.