I think its better to do both, just save money and also invest in the bitcoin so you will still have money on your bank account and also have some bitcoins so you can make a lot of profit at the halving.
Its one of the best way if you do it both because if the bitcoin fails you still will have money to invest in something else or you can just save it of course.
You seem to be pretty rich. What if the person doesn't have enough to do both things?