how can you say this is easy. how can you say it is convenient.
Have you ever tried to buy Apple stock with credit card? Or gold bullion?
It's the same thing. Either there are laws against it (Apple stock) or the fraud costs make it prohibitive to do so (in the gold bullion example).
Cash works.
Are you in the U.S.? Do you have a Chase bank location nearby?
You can deposit cash at Chase into the account for exchange BitMe.com That cash is credited to your BitMe account and you then buy coins. Simple.
Or there is perhaps someone nearby who will trade, face-to-face:
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http://www.LocalBitcoins.comIf you must use a credit card, VirWoX is about the best (if not only) option. You buy Second Life Lindens (SLLs), then trade them for Bitcoins (BTC).
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http://www.VirWoX.comIf you just need a couple, you might be able to catch BTCQuick with stock available:
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http://www.BTCQuick.com