Oneway or another, we should consider investing our hard earned money because if we only put it in our savings account, it may lose value because of inflation. As such, we need to have an investment to counter that effect.

If you are really interested in investing, this is not the right place to ask for such. You can go directly to your bank and talk to a investment advisor. I suggest go to Security bank as they have a nice UITF where in you can invest for as low as 10k php.

But before you do that, you have to ask yourself if you are really ready to invest. Do you have savings? Do you have emergency fund (should be equivalent to your 6 months pay check) that you can tap when the need arise? If no, then this may not be the time to consider investing. If your answer is yes, then start looking for an investment opportunity.

Next step, ask this to yourself. What is your investment plan? What are your objectives? Short term or long term investment? You need to have a clear plan on what you want before talking to an advisor.