I have to chip in on the GUI.

Using command line for many people - such as anyone non tech-savvy or, say on a Mac - is a totally foreign and too-much-to-ask chore.   Some people (including me) don't like holding a lot on an exchange or in an online wallet either.  For someone who can’t get their head around using command line to make a wallet etc. (and don’t say it’s ‘so easy’ – it isn’t) it makes the project look under-developed, which is not a good reflection on how Monero is.

Yes, a killer payment app or a next generation improvement on a node /QT type wallet would be better to have, but I think not having a GUI is ammo for detractors and an excuse to leave Monero alone for many people.

No, regular people don’t give a shit, true – but we are still competing in the crypto currency space with just a couple of exchanges supporting XMR.  We don’t need to look like we don’t measure up in some way.

‘Why no wallet?’ is a fair ask. Once we have one, it I think it will take away some adoption resistance and be something that helps build the project’s base of long-term accumulators.